| Education Loan features |
Credila |
Other Banks |
| Up to 100% finance |
Yes |
No |
| Doorstep service |
Yes |
No |
| Loan amount over Rs.20 lakhs also available |
Yes |
No |
| Repayment tenure up to 10 years (Easy EMIs) |
Yes |
No |
| Less than 100% collateral |
Yes |
No |
| Co-borrower flexibility |
Yes |
No |
| Loan against property mortagaged with HDFC Ltd. |
Yes |
No |
| Loan Sanction before admissions also |
Yes |
No |
| Attractive rate of interest |
Yes |
Maybe |
| Tax benefit under Section 80-E of Income tax Act |
Yes |
Yes |