Health Insurance for Applicant planning to study in USA

To study in USA Universities requires that students have appropriate, health insurance coverage during the entire study abroad experience. This insurance must cover students door to door for all situations that can occur while abroad, including accident coverage, medevac and repatriation of remains.

Study Abroad Health Insurance:

If you are a student or scholar planning on traveling to pursue your education outside your home country, health insurance is a must. Most student visas and learning institutions require visiting foreign students be covered by a comprehensive health insurance policy. You may also find that the coverage from your home country will not follow you while you are studying abroad. Compass Benefits offers Study Abroad Health Insurance as an affordable solution.

Advantages of Health insurance for individuals in study abroad programs with our Study plan designed specifically to meet the needs of international students and scholars. Whether you are looking for individual coverage or coverage for your entire family, our Study Abroad Insurance has all the features you need.

Today health insurance is the need of the hour as it is not just an old age issue. Misfortunes also never announce their arrivals. With our new age our susceptibility to risks has increased more than ever. Some of these risks can often bring in unforeseen hospitalization causing a financial burden on you and your family. With the escalating medical care costs the charges like Surgeon's fees, diagnostic tests etc. may turn out to be very expensive.

Health Insurance:

Most health insurance plans have a list of exclusions which tell you what types of medical expenses will not be covered. Typically, insurance plans for students do not cover pre-existing conditions, medical treatment received in your home country, injury sustained as a result of war, suicide or self-inflicted injury, or treatment which is not medically necessary. The list of exclusions is different for each plan, so make sure you read your plan to understand what is covered and what is not.

Health insurance for students is an affordable plan that should be obtained prior to leaving the States and can be discontinued upon your return. Should you have an emergency or need a doctor, study abroad medical insurance will save you thousands of dollars in medical fees. Going without student health insurance is a mistake you don’t want to make.

Each insurance brand may offer one or more of these four common types of plans:

  • Health maintenance organization.
  • Preferred provider organizations.
  • Point of service.
  • High deductible health plans.