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Investor Relations

At Credila, we are committed to creating long-term value for our shareholders by driving innovation, and sustainable growth. Our Investor Relations page is designed to provide transparency and timely access to key financial information, corporate governance practices, as well as strategic updates.

We value our investors and strive to maintain open communication to ensure a clear understanding of our business.

Financial Information

  • Financial Results September 30, 2014Download
  • Financial Results March 31, 2015Download
  • Financial Results September 30, 2015Download
  • Financial Results March 31, 2016Download
  • Financial Results September 30, 2016Download
  • Financial Results March 31, 2017Download
  • Financial Results September 30, 2017Download
  • Financial Results March 31, 2018Download
  • Financial Results September 30, 2018Download
  • Financial Results March 31, 2019Download
  • Financial Results September 30, 2019Download
  • Financial Results December 31, 2019Download
  • Financial Results March 31, 2020Download
  • Financial Results June 30, 2020Download
  • Financial Results September 30, 2020Download
  • Financial Results December 31, 2020Download
  • Financial Results March 31, 2021Download
  • Financial Results June 30, 2021Download
  • Financial Results September 30, 2021Download
  • Financial Results December 31, 2021Download
  • Financial Results March 31, 2022Download
  • Financial Results June 30, 2022Download
  • Financial Results September 30, 2022Download
  • Financial Results December 31, 2022Download
  • Financial Results March 31, 2023Download
  • Financial Results June 30, 2023Download
  • Financial Results September 30, 2023Download
  • Financial Results December 31, 2023Download
  • Financial Results March 31, 2024Download
  • Financial Results June 30, 2024Download
  • Financial Results September 30, 2024Download
  • Financial Results December 31, 2024Download
  • Financial Results 31 March 2025Download

  • Annual Report FY 2023-24Download
  • Annual Report FY 2022-23Download
  • Annual Report FY 2021-22Download
  • Annual Report FY 2020-21Download
  • Annual Report FY 2019-20Download
  • Annual Report FY 2018-19Download
  • Annual Report FY 2017-18Download
  • Annual Report FY 2016-17Download
  • Annual Report FY 2015-16Download
  • Annual Report FY 2014-15Download

  • FY 23 - 24Download
  • FY 22 - 23Download
  • FY 21 - 22Download
  • FY 20 - 21Download
  • FY 19 - 20Download
  • FY 18 - 19Download

  • AGM May 11, 2015Download
  • AGM May 25, 2016Download
  • AGM May 30, 2017Download
  • EGM Jan 16, 2017Download
  • AGM May 23, 2018Download
  • EGM Aug 06, 2018Download
  • AGM July 27, 2019Download
  • EGM August 5, 2019Download
  • EGM March 18, 2020Download
  • AGM July 29, 2020Download
  • AGM June 28, 2021Download
  • EGM November 19, 2021Download
  • EGM March 31, 2022Download
  • EGM April 18, 2022Download
  • AGM June 29, 2022Download
  • EGM September 14, 2022Download
  • EGM February 28, 2023Download
  • AGM June 06, 2023Download
  • EGM Aug 26, 2023Download
  • EGM March 07, 2024Download
  • EGM March 20, 2024Download
  • EGM June 20, 2024Download
  • EGM June 28, 2024Download
  • AGM Sept 5, 2024Download
  • EGM Oct 9, 2024Download
  • EGM Oct 30, 2024Download
  • EGM December 23, 2024Download
  • EGM March 05, 2025Download
  • EGM June 9, 2025Download

  • Transcript of 15th AGM - July 29, 2020Download
  • Transcript of 16th AGM - June 28, 2021Download
  • Transcript of 18th AGM - June 06, 2023Download
  • Transcript of 19th AGM - September 05, 2024Download
  • Transcript Of EGM Oct 9, 2024Download
  • Transcript Of EGM Oct 30, 2024Download
  • Transcript Of EGM Dec 23, 2024Download
  • Transcript Of EGM Dec 26, 2024Download
  • Transcript Of EGM Mar 05, 2025Download
  • Transcript of EGM June 09, 2025Download

  • October 20, 2021Download
  • January 20, 2022Download
  • April 21, 2022Download
  • July 25, 2022Download
  • October 18, 2022Download
  • January 18, 2023Download
  • April 17, 2023Download
  • July 21, 2023Download
  • October 10, 2023Download
  • January 11, 2024Download
  • May 01, 2024Download
  • July 24, 2024Download
  • November 11, 2024Download
  • January 22, 2025Download
  • May 16, 2025Download

Offer Documents

  • Updated Draft Red Herring Prospectus – IDownload

  • Report on Education Financing Industry in India dated June 9, 2025Download

  • a. HDFC Life Insurance Company Limited Download
  • b. HDFC Bank LimitedDownload
  • c. HDFC Ergo General Insurance Company LimitedDownload
  • d. HDFC Securities LimitedDownload
  • e. HDFC Sales Private Limited Download

  • Outstanding Dues to Material CreditorsDownload

Statutory IPO AV (English)
Statutory IPO AV (English)
Statutory IPO AV (Hindi)
Statutory IPO AV (Hindi)

Disclosures

  • Social Finance Framework
  • Second Party Opinion

Our Policies & Codes

  • Application - Declaration & Consent
  • Anti Bribery & Anti-Corruption Policy
  • Board Diversity Policy
  • Board Familiarisation Programme
  • Credila Data Privacy Policy
  • Code for fair disclosure of Unpublished Price Sensitive Information
  • Clarification on Changes in SMA & NPA
  • Credila - Interest Rate Policy
  • Fair Practices Code
  • Independent Directors Appt. Letter
  • Most Important Terms & Conditions (MITC)
  • Policy on Corporate Social Responsibility
  • Policy on Related Party Transactions
  • Prevention of Sexual Harassment Policy
  • Policy on Succession Planning
  • Policy on Appointment of Statutory Auditors
  • Policy on Determination of Materiality
  • Remuneration Policy
  • Information on secured assets possessed under the SARFAESI Act, 2002
  • Whistle Blower Policy
  • Preservation of Document and Archival Policy
  • Corporate Governance Code
  • Return of Original Movable/Immovable Property Documents
  • ACH Mandate Cancellation User Guide

Investor Contacts

You can learn about the performance of the Company along with stock market disclosures and relevant information by reaching out to our dedicated personnel below.

Ms. Karishma Jhaveri
Company Secretary & Compliance Officer
Credila Financial Services Limited
(Formerly known as HDFC Credila Financial Services Limited)
  • call+91 22 - 2825 6636
  • emailinvestor@credila.com
  • place701, Windsor House, Off CST Road, Kalina, Santacruz (East), Mumbai - 400098, Maharashtra, India
Mr. Manjeet P Bijlani
Chief Financial Officer & Chief Investor Relations Officer
Credila Financial Services Limited
(Formerly known as HDFC Credila Financial Services Limited)
  • call+91 22 - 2825 6636
  • place701, Windsor House, Off CST Road, Kalina, Santacruz (East), Mumbai - 400098, Maharashtra, India
Registrar & Transfer Agents Adroit Corporate Services Pvt. Ltd.
  • call022 - 4227 0400
  • email022 - 2850 3748
  • emailinfo@adroitcorporate.com
  • place17-20, Jafferbhoy Ind. Estate, 1st Floor, Makwana Road, Marol Naka, Andheri (E), Mumbai - 400059, Maharashtra, India
Registrar KFin Technologies Limited
  • call+91 40 67162222/18003094001
  • email+91 40 67162222/18003094001
  • emailcfsl.ipo@kfintech.com
  • placeSelenium Tower B, Plot No. 31 and 32 Financial District, Nanakramguda Serilingampally, Hyderabad Rangareddi – 500 032 Telangana, India
Debenture Trustees IDBI Trustreeship Services Limited
  • call+91 22 40807000
  • email+91 22 66311776
  • emailitsl@idbitrustee.com
  • placeUniversal Insurance Building, Ground Floor Sir P. M. Road, Fort,
Mumbai - 400 001, Maharashtra, India
Smart ODR

SEBI has issued a Circular SEBI/HO/OIAE/OIAE_IAD-1/P/CIR/2023/131 dated July 31, 2023, to streamline the existing dispute resolution mechanism in the Indian securities market by establishing a common Online Dispute Resolution Portal which harnesses online conciliation and online arbitration for resolution of disputes.

Communication to Stock Exchanges

  • Financial Results September 30, 2014Download
  • Financial Results March 31, 2015Download
  • Financial Results September 30, 2015Download
  • Financial Results March 31, 2016Download
  • Financial Results September 30, 2016Download
  • Financial Results March 31, 2017Download
  • Financial Results September 30, 2017Download
  • Financial Results March 31, 2018Download
  • Financial Results September 30, 2018Download
  • Financial Results March 31, 2019Download
  • Financial Results September 30, 2019Download
  • Financial Results December 31, 2019Download
  • Financial Results March 31, 2020Download
  • Financial Results June 30, 2020Download
  • Financial Results September 30, 2020Download
  • Financial Results December 31, 2020Download
  • Financial Results March 31, 2021Download
  • Financial Results June 30, 2021Download
  • Financial Results September 30, 2021Download
  • Financial Results December 31, 2021Download
  • Financial Results March 31, 2022Download
  • Financial Results June 30, 2022Download
  • Financial Results September 30, 2022Download
  • Financial Results December 31, 2022Download
  • Financial Results March 31, 2023Download
  • Financial Results June 30, 2023Download
  • Financial Results September 30, 2023Download
  • Financial Results December 31, 2023Download
  • Financial Results March 31, 2024Download
  • Financial Results June 30, 2024Download
  • Financial Results Sept 30, 2024Download
  • Financial Results 31 March 2025Download

  • Statement of Deviation_September 30, 2014Download
  • Statement of Deviation_March 31, 2015Download
  • Statement of Deviation September 30, 2015Download
  • Statement of Deviation March 31, 2016Download
  • Statement of Deviation September 30, 2016Download
  • Statement of Deviation March 31, 2017Download
  • Statement of Deviation September 30, 2017Download
  • Statement of Deviation March 31, 2018Download
  • Statement of Deviation September 30, 2018Download
  • Statement of Deviation March 31, 2019Download
  • Statement of Deviation September 30, 2019Download
  • Statement of Deviation March 31, 2020Download
  • Statement of Deviation September 30, 2020Download
  • Statement of Deviation March 31, 2021Download
  • Statement of Deviation September 30, 2021Download
  • Statement of Deviation March 31, 2022Download
  • Statement of Deviation June 30, 2022Download
  • Statement of Deviation September 30, 2022Download
  • Statement of Deviation December 31, 2022Download
  • Statement of Deviation March 31, 2023Download
  • Statement of Deviation June 30, 2023Download
  • Statement of Deviation September 30, 2023Download
  • Statement of Deviation December 31, 2023Download
  • Statement of Deviation March 31, 2024Download
  • Statement of Deviation June 30, 2024Download
  • Statement of Deviation September 30, 2024Download
  • Statement of Deviation December 31, 2024Download
  • Statement of Deviation March 31, 2025Download

Debentures
Commercial Papers
Intimation of Record DateIntimation of Interest Payment
April 2024 - June 2024
July 2024 - September 2024
October 2024 - December 2024
January 2025 - March 2025

  • Public Disclosure under Liquidity Risk Management Framework - December 2019Download
  • Public Disclosure under Liquidity Risk Management Framework - March 2020Download
  • Public Disclosure under Liquidity Risk Management Framework - June 2020Download
  • Public Disclosure under Liquidity Risk Management Framework - September 2020Download
  • Public Disclosure under Liquidity Risk Management Framework - December 2020Download
  • Public Disclosure under Liquidity Risk Management Framework - March 2021Download
  • Public Disclosure under Liquidity Risk Management Framework - June 2021Download
  • Public Disclosure under Liquidity Risk Management Framework - September 2021Download
  • Public Disclosure under Liquidity Risk Management Framework - December 2021Download
  • Public Disclosure under Liquidity Risk Management Framework - March 2022Download
  • Public Disclosure under Liquidity Risk Management Framework - June 2022Download
  • Public Disclosure under Liquidity Risk Management Framework - September 2022Download
  • Public Disclosure Liquidity Risk Management Framework December 2022Download
  • Public Disclosure LRMF March 2023Download
  • Public Disclosure LRMF June 2023Download
  • Public Disclosure LRMF September 2023Download
  • Public Disclosure LRMF December 2023Download
  • Public Disclosure LRMF March 2024Download
  • Public Disclosure LRMF June 2024Download
  • Public Disclosure LRMF September 2024Download
  • Public Disclosure LRMF December 2024Download
  • Public Disclosure LRMF Mar 2025Download

Credit Rating Information

  • Rating & Rationale Mar 29, 2024Download
  • Rating & Rationale Dec 22, 2023Download
  • Rating & Rationale Dec 19, 2023Download
  • Reaffirmation 26 Sep, 2023Download
  • Reaffirmation 21 Sep, 2023Download
  • Negative Implications June 28, 2023Download
  • Negative Implications June 28, 2023Download
  • Negative Implications June 23, 2023Download
  • Negative Implications June 21, 2023Download
  • Developing Implications May 2, 2023Download
  • Developing Implications April 28, 2023Download
  • Long-term ratings placed on rating Watch with Developing Implications April 26, 2023Download

  • Rating Reaffirmation January 31, 2023Download
  • Rating Reaffirmation January 20, 2023Download
  • Rating Reaffirmation January 10, 2023Download
  • Assigned CRISIL AAA Rating to PDI, August 01, 2022Download
  • PDI Rating Upgraded from AA+ to AAA, August 30, 2022Download

  • NCD Rating Upgraded to AAA; PDI Rating Upgraded to AA+, July 10, 2017Download
  • NCD Rating Upgraded from AA+ to AAA, May 16, 2017Download
  • PDI Rating Upgraded from AA to AA+, July 17, 2017Download

Credila's Benchmark Lending Rate (CBLR)

Credila's Applicable Rate of interest will be a floating rate of interest linked to Credila’s Benchmark Lending Rate (CBLR).

Floating Rate of Interest = Credila’s CBLR + Spread% per annum

Credila’s current CBLR is 13.80% p.a.

Disclosures under Regulation 62 
of SEBI (LODR) Regulations, 2015

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