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Cost of Study in New Zealand:
Tuition & Living Expenses

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​Studying at a New Zealand university gives students access to high-quality education, globally recognised degrees, and research-driven learning. Many Indian students choose New Zealand for its safe environment and strong academic programs. On average, Indian students may spend between ₹31.1 and ₹48.3 lakhs on tuition fees and living expenses. Planning your finances well can help you make the most of this valuable academic journey.

Why do Indian Students Prefer Studying in New Zealand?

New Zealand is a preferred destination for many Indian students. Here are the top reasons:

  • Quality Education: Institutions in New Zealand offer top-quality education.
  • Variety of Courses: A wide range of courses is available to choose from.
  • Educational Facilities: Access to modern classrooms, labs, libraries and other resources.
  • Part-time Job: Opportunities for secure part-time jobs while studying and gaining experience. 
  • Friendly Environment: Diverse and friendly culture fostering overall development.

Tuition Fees in New Zealand for Indian Students

The tuition fees of institutions in New Zealand depend on different factors, such as the course and its duration. Below is an average estimate of the tuition fees.

Course TypeAverage Yearly Tuition (NZD)*Average in Indian Rupees (INR)*
Bachelor's DegreeNZD 35,000 to NZD 55,000₹19,59,300 – ₹30,78,900
Postgraduate DegreeNZD 20,000 to NZD 45,000₹11,19,600 – ₹25,19,100
Doctoral DegreeNZD 6,500 to NZD 7,500₹3,63,870 – ₹4,19,850
English Language CoursesNZD 350 per week₹19,593 per week

Source : https://www.studywithnewzealand.govt.nz/en/plan-your-studies/cost-of-living

Disclaimer: All NZD to INR conversions are based on an exchange rate of 1 NZD = ₹55.98 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Student Visa and Application Fees

Here are the visa and other application costs for studying in New Zealand.

  • Student Visa Application Fee/ Immigration Cost: Starts from NZD 850 (₹47,583)*
  • International Visitor Conservation and Tourism Levy (IVL): NZD 100 (₹5,598)*

*Visa fees and associated charges are subject to change. Applicants should check the latest fee schedule before submitting their visa application.

Disclaimer: All NZD to INR conversions are based on an exchange rate of 1 NZD = ₹55.98 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.immigration.govt.nz/visas/fee-paying-student-visa/
https://www.immigration.govt.nz/process-to-apply/applying-for-a-visa/fees-processing-times-and-refunds/paying-the-international-visitor-levy/

Cost of Living in New Zealand for Students

The table below provides an estimated breakdown of common living expenses for international students in New Zealand.

Expense TypeCost (NZD)Cost (INR)
Accommodation (per week)NZD 140 – 484₹7,837 – ₹27,094
Entertainment (per week)NZD 55₹3,079
Food & Groceries (per week)NZD 80 – 120₹4,478 – ₹6,718
Electricity/Power (per month)NZD 200 – 300₹11,196 – ₹16,794
Transportation (per week)Up to NZD 37Up to ₹2,071

Note: These are indicative living expenses and may vary depending on the city, accommodation type, lifestyle, and personal spending habits.

Disclaimer: All NZD to INR conversions are based on an exchange rate of 1 NZD = ₹55.98 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.studywithnewzealand.govt.nz/en/plan-your-studies/cost-of-living

Budgeting Tips to Manage Expenses in New Zealand

Once you estimate how much money is required to study in New Zealand, try to optimise the overall costs during your stay. Here are some handy tips to manage the cost of studying in New Zealand for international students.

  • Create a Budget: Properly allocate your income to different needs. This helps balance essential expenses and discretionary spending.
  • Track Your Spending: Keep a record of your daily expenses to identify areas where you can reduce spending.
  • Save on Accommodation: Consider shared housing or student accommodations to reduce rent costs.
  • Use Public Transport: Opt for buses or trains instead of owning a car to save on fuel and maintenance costs.
  • Look for Discounts: Take advantage of student discounts, loyalty programmes, and seasonal sales.
  • Build an Emergency Fund: Set aside a small amount regularly to cover unexpected expenses.

Total Cost of Studying in New Zealand from India

The following table combines estimated tuition fees, visa-related costs, and common living expenses for international students in New Zealand. Actual costs may vary depending on the university, programme, city, accommodation type, and lifestyle.

CategoryCost Range (NZD)Cost Range (INR)
Undergraduate Tuition (Yearly)NZD 35,000 – 55,000₹19,59,300 – ₹30,78,900
Postgraduate Tuition (Yearly)NZD 20,000 – 45,000₹11,19,600 – ₹25,19,100
Student Visa Application Fee*From NZD 850From ₹47,583
Immigration Cost*NZD 850₹47,583
International Visitor Conservation and Tourism Levy (IVL)*NZD 100₹5,598
Accommodation (Weekly)NZD 140 – 484₹7,837 – ₹27,094
Food & Groceries (Weekly)NZD 80 – 120₹4,478 – ₹6,718
Entertainment (Weekly)NZD 55₹3,079
Electricity/Power (Monthly)NZD 200 – 300₹11,196 – ₹16,794
Transportation (Weekly)Up to NZD 37Up to ₹2,071

Disclaimer: All NZD to INR conversions are based on an exchange rate of 1 NZD = ₹55.98 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

FAQs on Cost of Studying in New Zealand

The average cost of studying in New Zealand is around ₹31 to ₹48 lakhs. It usually depends on the college or university, course, and one's lifestyle.

Studying in New Zealand may be slightly higher than in India. However, compared to several other destinations, the cost is relatively lower.

The selected college/university, course, and the lifestyle of a student affect the overall budget for studying in New Zealand.

​Major cities like Auckland and Wellington tend to have a relatively higher cost of living than other small cities like Queenstown and Hamilton. ​

Yes, Indians can <a href='/study-abroad/study-in-new-zealand'>study in New Zealand</a>. They can apply for a student visa and enrol in an institution to pursue their studies.

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