Study in New Zealand for Indian Students
Flexible Repayment Options
Up to 100% Finance
Tax Benefits Under Section 129*
0% TCS** on Remittances AbroadFlexible Repayment Options*T&C Apply. Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
T&C Apply. Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
Studying in New Zealand is an excellent choice for international students who want high-quality education, practical learning, and a safe, welcoming environment. The country is known for its globally recognised universities, strong research standards, and flexible study pathways. Many students also explore options such as education loans to study in New Zealand to manage their academic expenses, as the cost of studying in New Zealand can vary depending on the programme and city. With stunning landscapes, modern campuses, and great post-study work opportunities, New Zealand offers a balanced and rewarding learning experience for students from around the world.
Reasons to Study in New Zealand for Indian Students
- New Zealand offers a globally recognised education system with industry-oriented programmes and practical learning approaches.
- Universities maintain strong research quality and provide hands-on training that prepares students for real-world careers.
- The country is known for its safe environment, friendly culture, and high quality of life for international students.
- Multiple intakes in New Zealand, mainly in February and July, give students flexibility to plan their applications and course start dates.
- Post-study work opportunities make it easier for skilled graduates to gain global work experience.
- Tuition fees and living costs are relatively affordable compared with other English-speaking countries.
- Students also benefit from flexible work rights during studies and access to dedicated support services for international learners.
Student Cities in New Zealand
| City | Key Features |
|---|---|
| Auckland | Largest student hub with diverse culture and renowned universities |
| Wellington | Capital city known for arts, culture, and strong research focus |
| Christchurch | High-tech industries and modern academic campuses |
| Dunedin | Traditional university city with vibrant student community |
| Hamilton | Affordable living and a growing education sector |
References: https://www.mastersportal.com/countries/212/new-zealand.html
Know How to Fund Your
Studies in New Zealand
Universities and Colleges in New Zealand
| University Name | Location | Institution Type | Mode of Study | No. of Master’s Programmes |
|---|---|---|---|---|
| Auckland University of Technology | Multiple locations | Public | Online / On campus / Blended | 78 |
| University of Canterbury | Christchurch | Public | Online / On campus | 85 |
| Victoria University of Wellington | Wellington | Public | On campus | 552 |
| University of Otago | Multiple locations | Public | Online / On campus / Blended | 204 |
| Massey University | Multiple locations | Public | Online / On campus / Blended | 140 |
| Lincoln University Canterbury | Christchurch | Public | Online / On campus / Blended | 29 |
| Manukau Institute of Technology | Multiple locations | Public | On campus | 1 |
| Unitec Institute of Technology | Auckland | Public | Online / On campus | 10 |
| Auckland Institute of Studies | Auckland | Private | On campus | 2 |
| Media Design School | Multiple locations | Private | Online / On campus | 3 |
Reference: https://www.mastersportal.com/search/universities/master/new-zealand
Courses to Study in New Zealand
| Course Area | Popular Programmes |
|---|---|
| Business & Management | MBA, International Business, Marketing |
| Engineering | Mechanical, Civil, Electrical, Software |
| IT & Computer Science | Data Science, Cyber Security, AI, Cloud Computing |
| Health & Sciences | Nursing, Biotechnology, Environmental Science |
| Hospitality & Tourism | Hotel Management, Tourism Studies |
| Arts & Humanities | Psychology, Education, Social Work |
References: https://www.mastersportal.com/countries/212/new-zealand.html
New Zealand Visa Requirements
| Requirement | Details |
|---|---|
| Valid Passport | Must be valid for the duration of study |
| Offer Letter | From an approved New Zealand education provider |
| Proof of Funds | To cover tuition and living expenses |
| Health Insurance | Mandatory for all international students |
| Medical Certificate | As required by immigration authorities |
| English Proficiency | IELTS/TOEFL/PTE scores |
| Proof of Accommodation | Address details for stay |
Reference: https://www.immigration.govt.nz/study/study-visas/visas-for-studying-in-new-zealand/
Cost of Studying in New Zealand
| Expense Category | Cost in NZD | Approx. Cost in INR |
|---|---|---|
| Undergraduate Tuition Fees (Annual) | NZD 20,500 – 25,000 | ₹11,44,925 – ₹13,96,250 |
| Master’s Degree Tuition Fees (Annual) | NZD 19,000 – 29,000 | ₹10,61,150 – ₹16,19,650 |
| Doctoral Degree Tuition Fees (Annual) | NZD 6,500 – 9,000 | ₹3,63,025 – ₹5,02,650 |
| MBA Tuition Fees (Annual) | NZD 31,000 – 50,000 | ₹17,31,350 – ₹27,92,500 |
| Living Expenses (Annual) | NZD 13,000 – 16,000 | ₹7,26,050 – ₹8,93,600 |
| Accommodation (Weekly Average) | NZD 120 – 555 | ₹6,702 – ₹31,002 |
| Student Visa Fee (One-time) | NZD 270 | ₹15,080 |
Disclaimer: All NZD to INR conversions are based on currency rates as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.
Reference: https://www.idp.com/middleeast/study-in-new-zealand/cost-of-study/?lang=en
Why Avail Credila’s Education Loan to Study in New Zeland?
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Customer-centric processes with just 3 steps to disbursement.
We cover it all
Up to 100% financing of tuition and living expenses.
Start early. Apply before admission.
Benefit from seamless loan sanctions.
Friendly rates. All the way.
Student loans with customised interest rates.
Dream big. Achieve bigger.
Exploring funding for larger education costs? Not a problem.
Pan-India network of branches
Enjoy multi-city co-borrower(s) and collateral flexibility.
The benefit of tax saving
Added tax deductions* that bring down your cost of financing
Flexible payment plans
Repayment tenure of up to 15 years.
No hidden charges
What you see is what you pay.
Disclaimer: Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
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