Cost of Studying in Australia: Tuition & Living Expenses

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Australia remains a leading destination for Indian students pursuing higher education abroad. However, understanding the financial aspects is essential before making the move. The annual cost of studying in Australia typically ranges between ₹20 to ₹30 lakhs, encompassing tuition fees and living expenses

Why do Indian Students Prefer Studying in Australia?​

Here are some common reasons why many Indian students choose Australia as their study destination:

  • Australian universities are globally recognised, and their degrees are accepted worldwide.
  • You can choose from many different courses like Business, Engineering, IT, Healthcare, Hospitality, and Design.
  • Australia is welcoming and student-friendly for international learners.
  • Students can work part-time while studying, for up to 48 hours every two weeks.

Tuition Fees in Australia for Indian Students

Australian education fees can change based on what you study. Here’s a quick estimate:

Course TypeAverage Annual Tuition (AUD)Approx. Annual Tuition (INR)
Undergraduate DegreeAUD 20,000–45,000₹13,36,200–₹30,06,450
Postgraduate DegreeAUD 22,000–50,000₹14,69,820–₹33,40,500

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Accommodation Costs in Australia

Accommodation TypeMonthly Cost (AUD)Monthly Cost (INR)
HomestayAUD 450–1,200₹30,065–₹80,172
Student Halls of ResidenceAUD 440–1,100₹29,397–₹73,491
Private ApartmentAUD 750–1,700₹50,108–₹1,13,577
Shared Apartment/HouseAUD 380–850₹25,388–₹56,789

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Other Accommodation Expenses

ExpenseCost (AUD)Cost (INR)
UtilitiesAround AUD 200/monthAround ₹13,362/month
InternetAUD 70–120/month₹4,677–₹8,017/month

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Food Costs in Australia

ExpenseCost (AUD)Cost (INR)
GroceriesAUD 500–1,000/month₹33,405–₹66,810/month
Meal at an Inexpensive RestaurantAround AUD 18Around ₹1,203
Three-Course Meal for TwoAround AUD 80Around ₹5,345

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Transportation Costs in Australia

ExpenseCost (AUD)Cost (INR)
Student Public Transport PassAUD 30–70/month₹2,004–₹4,677/month
Bicycle RentalAround AUD 40/dayAround ₹2,672/day

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Student Visa and Application Fees

  • Visa Application Fee: As of January 2025, the fee for the Student Visa (subclass 500) is AUD 1,600 per application.
  • Overseas Student Health Cover (OSHC): International students are required to have OSHC for the duration of their stay. The cost varies depending on the provider and length of coverage.
  • Financial Capacity Requirement: Applicants must demonstrate sufficient funds to cover travel, tuition, and living expenses.

Note: Fees and financial requirements are subject to change. It's advisable to check the latest information on the official Australian Government website before applying.

Source : https://www.studyaustralia.gov.au/en/plan-your-move/your-guide-to-visas/student-visa-subclass-500

Monthly Cost of Living by City

CityStarting Monthly Cost (AUD)Approx. Monthly Cost (INR)
SydneyAUD 1,900₹1,26,939
AdelaideAUD 1,300₹86,853
BrisbaneAUD 1,400₹93,534
MelbourneAUD 1,500₹1,00,215
CanberraAUD 1,400₹93,534

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Disclaimer: All AUD to INR conversions are based on an exchange rate of 1 AUD = ₹66.81 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Budgeting Tips to Manage Expenses in Australia

Saving money while studying is important. Try these tips:

  • Cook at home instead of eating out: Dining out can be enjoyable, but it tends to be more expensive. Preparing meals at home is often more economical and healthier.
  • Use student discounts for transport and shopping: Many places give discounts to students on buses, trains, and even in stores. Always carry your student ID to save money.
  • Share rooms or apartments with friends: Rent can be very expensive. Living with friends or other students helps you split the cost of rent, electricity, and internet.
  • Buy second-hand books and supplies: New books and equipment can cost a lot. Look for second-hand items online or in campus stores to save money.
  • Work part-time to earn extra money: Students can work a few hours every week to earn some extra money toward expenses.

Total ​Cost of Studying in Australia from India

On average, you’ll spend:

  • Tuition fees: ₹11 - 25 lakhs per year
  • Living costs: ₹7 - 10 lakhs per year
  • Visa & other costs: ₹1 - 2 lakhs

Total cost to study in Australia from India = ₹20 – 30 lakhs per year (depends on course & lifestyle). You can consider an education loan for Australia to help manage your study expenses with ease.

Note: Students planning to pursue higher education abroad should thoroughly review the international student policies of their chosen country. Understanding the visa requirements, work regulations, and post-study opportunities will help them make informed decisions.

Source : https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Note: Currency conversion is based on the April 2025 rate of 1 AUD ≈ ₹51.6. These are average estimates. Please research thoroughly or consult experts before making any decisions.

FAQs on the ​​Cost of Studying in Australia

It usually costs ₹20–₹30 lakhs annually, including tuition and living.

Yes, but with good planning, it becomes manageable. ​​Credila offers education loans to ease your study abroad journey.

Tuition fees, city, lifestyle, rent, and travel all impact your budget.

Sydney and Melbourne are two of the expensive cities in Australia that have a high cost of living for international students. Credila helps you plan your finances smartly, so high city costs don’t limit your education choices. ​

Students can choose homestays, hostels, shared flats, or campus housing.

Yes, costs include visa fees, health cover, books, and travel.

Yes. Student visa holders can work up to​​ 48 hours every two weeks. This can help cover some costs.

The cost of pursuing a bachelor’s degree in Australia may vary depending on the university, course, city, and duration of study. In general, international students may expect tuition fees to range from approximately AUD 20,000 to AUD 45,000 per year (around ₹1,363,200 to ₹3,067,200 annually), excluding living and other personal expenses.

Cities such as Adelaide, Perth, Canberra, and Hobart are often considered affordable for international students in terms of accommodation and living expenses when compared with larger cities like Sydney or Melbourne.

Yes, availing Overseas Student Health Cover (OSHC) is generally mandatory for international students studying in Australia. Students are usually required to maintain valid OSHC for the duration of their student visa, subject to applicable immigration and university requirements.

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