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Study in Australia for Indian Students

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*T&C Apply. Subject to restrictions under the Income Tax Act,
1961 and Budget 2025.

Did you know Australia is home to some of the world’s well-known universities and cutting-edge research facilities? From engineering to business and healthcare, Australian education is designed to blend theory with quality skills. For Indian students, it offers quality learning, global exposure, and strong career outcomes. Plus, with access to education loans to study abroad, your dream of studying in Australia is now more achievable than ever.

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Reasons to Study in Australia for Indian Students

Here are some reasons as to why Indian students prefer to study in Australia:

  • Universally Acclaimed Universities: Australian universities are recognised internationally as institutions of academic and research excellence. Degrees from these institutions are universally valued and can lead to career opportunities worldwide.
  • Large Variety of Courses: Students have a wide range of programmes to choose from in various disciplines, including business, engineering, information technology, healthcare, hospitality, and design, enabling them to study both traditional and new-age courses.
  • Welcoming Environment: Australia boasts a multicultural society. Foreign students can blend into the lifestyle, courtesy high community support, safety standards, and student-friendly policies.
  • Work Opportunities While Studying: Overseas students can work for a maximum of 48 hours a fortnight within study periods. It enables them to accumulate valuable work experience, cover living costs, and understand the culture of Australia at the workplace.

Student Cities in Australia

CityFamous For
MelbourneCultural diversity, arts, and student-friendly atmosphere
SydneyUrban lifestyle and strong career opportunities
CanberraPeaceful environment with strong research and education focus
BrisbaneWarm climate and growing innovation hub
AdelaideAffordable living and strong student support services
PerthBalanced lifestyle with beaches and career growth opportunities
Gold CoastRelaxed lifestyle, beaches, and outdoor activities

Education System in Australia

Level of StudyType of ProvidersQualification OfferedDurationSemesters / TermsTypical Start TimeAdditional Information
UndergraduateUniversities, Private Institutes, Government-owned TAFEsBachelor’s Degree, Bachelor Honours Degree, Vocational Degrees3 years (4 years for Honours)2 Semesters (some offer 3 Trimesters)Usually starts in March; mid-year intakes availableOffers foundational and professional studies for various careers
PostgraduateUniversities, Higher Education ProvidersMaster’s Degree, Graduate Diploma, Graduate Certificate1 to 2 years2 Semesters (some offer 3 Trimesters)Usually starts in March; may vary by course and providerFocuses on advanced academic or professional learning
Doctoral (PhD)UniversitiesDoctoral Degree (PhD)3 years (+1 year for review)No formal semesters (continuous supervision)Start dates are negotiated with supervisorsInvolves independent research under academic supervision
Note:
  • Some institutions also offer associate degrees that can lead to a full bachelor's qualification.
  • Semester patterns and start dates may vary by university and course type

Source: https://www.studyaustralia.gov.au/en/plan-your-studies/australias-education-system

Courses to Study in Australia

Field of StudyPopular SpecialisationsKey Highlights
EngineeringElectrical, Civil, MechanicalStrong industry connections and hands-on technical training
Data & TechnologyData Science, Artificial Intelligence, AnalyticsHigh global demand for tech professionals with applied skills
Business & ManagementBusiness, MBA, FinanceEmphasis on leadership, entrepreneurship, and real-world projects
Life SciencesBiotechnology, Biomedical ScienceResearch-driven programmes with lab and field experience
Social SciencesPsychology, Sociology, International RelationsFocus on human behaviour, society, and global development
Health SciencesMedicine, Nursing, Public HealthPractical training through clinical placements and community projects

Source: https://www.idp.com/india/study-abroad/study-in-australia/

Admission Requirements to Study in Australian Universities

  • Step 1: Research Courses and Universities:

    Explore universities and programs that align with your academic interests and career goals. Use official university websites or verified education portals for accurate information.

  • Step 2: Check Eligibility and Entry Requirements:

    Review course-specific academic qualifications, prerequisites, and English language proficiency requirements before applying.

  • Step 3: Prepare Required Documents:

    Gather essential documents such as academic transcripts, proof of English proficiency, personal identification, a resume (if applicable), and ensure payment of the non-refundable application fee.

  • Step 4: Meet English Language Requirements:

    Take one of the accepted language proficiency tests, IELTS Academic, PTE Academic, TOEFL iBT, Duolingo, or C1 Advanced, and achieve the required scores.

  • Step 5: Apply Online:

    Submit your application directly through the university’s official portal. Some educational agencies can assist, but they may charge additional service fees.

  • Step 6: Wait for the Offer Letter: If your application is successful, you will receive an official offer or acceptance letter from the university.
  • Step 7: Apply for a Student Visa (Subclass 500):

    Check visa eligibility criteria early and submit your student visa application promptly to prevent processing delays.

  • Step 8: Arrange Travel and Accommodation:

    After receiving visa approval, book your flight, arrange suitable housing, and purchase Overseas Student Health Cover (OSHC) before traveling.

Application Deadlines

SemesterApplication Period
First SemesterLate October – Mid November
Second SemesterMid April – Mid May

Apply early to improve your chances of securing admission and a student visa on time.

After Receiving the Offer
  • Pay the initial tuition fee (if required)
  • Arrange Overseas Student Health Cover (OSHC)
  • Review the orientation package from your university (includes course details, accommodation information, and student support)

Source: https://www.mastersportal.com/articles/1611/how-to-apply-to-an-international-university-in-australia.html

Australia Visa Requirements

Here are some important fees:

  • Visa Application Fee: As of July 2025, the fee for the Student Visa (subclass 500) is AUD 2,000 per application.
  • Overseas Student Health Cover (OSHC): International students are required to have OSHC for the duration of their stay. The cost varies depending on the provider and the length of coverage.
  • Financial Capacity Requirement: Applicants must demonstrate sufficient funds to cover travel, tuition, and living expenses.

Note: Fees and financial requirements are subject to change. It is advisable to check the latest information on the official Australian Government website before applying.

Source: https://www.studyaustralia.gov.au/en/plan-your-move/your-guide-to-visas/student-visa-subclass-500

Cost of studying in Australia

Understanding the cost of studying in Australia is essential for planning your education abroad. Australia offers world-class universities and a high quality of life, but living expenses can vary depending on your city, lifestyle, and accommodation preferences.

Expense CategoryEstimated Cost (AUD)Estimated Cost (INR Approx.)
RentAUD 600 – 1,200₹37,800 – ₹75,600
Food & GroceriesAUD 300 – 600₹18,900 – ₹37,800
TransportAUD 100 – 150₹6,300 – ₹9,450
Mobile & InternetAUD 40 – 70₹2,520 – ₹4,410

Disclaimer: All AUD to INR conversions are based on currency rates as of February 2026. Exchange rates vary over time, so please check the latest rates before making any financial decisions.

Source: https://www.mastersportal.com/articles/1589/study-abroad-in-australia-tuition-fees-and-living-costs.html

Why Avail Credila’s Education Loan for Study Australia?

*Section 80E exemption is subject to the old tax regime as per the Income Tax Act, 1961

#Under the old tax regime. Please consult your Chartered Accountant or Tax Advisor for information specific to you.

Disclaimer: *T&C apply. The education loan facility provided by Credila Financial Services Limited ('The Company/Credila')
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FAQs on Study in Australia

You will need a good academic record, English language test scores (such as IELTS, TOEFL, or PTE), and proof of sufficient funds for tuition and living expenses.

Yes. International students can work up to 48 hours per fortnight during study periods and unlimited hours during breaks.

Yes. You must have Overseas Student Health Cover (OSHC) for the duration of your stay in Australia.

Yes. Graduates can apply for the Temporary Graduate Visa (subclass 485), which allows them to work in Australia for 2 to 4 years, depending on qualification level.

Students with in-demand skills, relevant work experience, and good English proficiency can apply for PR through the Skilled Migration Programme.

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