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Cost of Studying in Germany

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Germany is a centre of high-quality education and strongly emphasises research and innovation. But before packing your bags, it’s important to understand the cost of studying in Germany. From tuition fees to living expenses, knowing how much you'll need helps you plan better. On average, it takes around​ ₹18–30 lakhs per year to study in Germany, depending on your course, lifestyle, and city of residence.

Why do Indian Students Prefer Studying in Germany?

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    Germany is great in technology and business: It’s one of the richest and most advanced countries in Europe, offering many opportunities to excel.

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    Schools, labs, and companies work as a team: In Germany, colleges, research labs, and companies collaborate closely, giving students practical knowledge and real-world job experience.

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    German universities are world-class: German colleges are globally recognised for their quality education, opening doors to career opportunities worldwide.

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    Research gets strong support: SGermany provides funding and tools to help you explore and grow.

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    You can study in English and get a degree: Many programmes are in English, and your degree is known and respected worldwide.

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    Low tuition and affordable living costs: With low or even free tuition at public colleges and a highly manageable cost of living, including food and rent, studying in Germany can be surprisingly affordable.

Tuition Fees in Germany for Students

University / SchoolLocationProgrammeFees in EURFees in INR (₹) Approx.
WHU – Otto Beisheim School of ManagementDüsseldorf, North Rhine-WestphaliaBachelor’s€9,050/semester₹8,50,700/semester
Master’s€32,200 – €39,600₹30.26L – ₹37.22L total
MBA€36,000 – €48,500₹33.84L – ₹45.19L total
Doctoral (internal)No fees
Doctoral (external)€1,000 + €3,000/semester₹94,000 + ₹2.82L/semester
Frankfurt School of Finance & ManagementFrankfurt, HesseBachelor’s€3,850 – €8,200/semester₹3.62L – ₹7.71L/semester
Master’s€21,500 – €39,000₹20.21L – ₹36.66L total
MBA€42,000 – €49,500₹39.48L – ₹46.53L total
DoctoralTuition waived + stipend
Gisma University of Applied SciencesPotsdam & BerlinBachelor’s (Germany/EU)€8,640 – €9,600/year₹8.12L – ₹9.02L/year
Bachelor’s (International)€11,813 – €13,125/year₹11.10L – ₹12.34L/year
Master’s (Germany/EU)€11,700 – €20,500 total₹11L – ₹19.27L total
Master’s (International)€14,725 – €24,200 total₹13.84L – ₹22.75L total
Global MBA€17,100 – €18,000₹16.07L – ₹16.92L total
ESMT BerlinBerlinMaster’s€35,000₹32.90L total
MBA€28,000 – €64,800₹26.32L – ₹60.91L total
DoctoralNo fees + stipend
University of Europe for Applied SciencesBerlin, Potsdam, Hamburg, IserlohnBachelor’s (EU)€744/month₹70,000/month
Bachelor’s (Non-EU)€12,700/year₹11.94L/year
Master’s (EU)€854 – €1,008/month₹80,276 – ₹94,752/month
Master’s (Non-EU)€12,000 – €13,600/year₹11.28L – ₹12.78L/year
MBA (EU)€969 – €1,063/month₹91,086 – ₹99,922/month
MBA (Non-EU)€12,900 – €14,100/year₹12.13L – ₹13.25L/year

Source: https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/

Note: The study fees for Indian students mentioned above are tentative and based on estimates for 2025. Tuition costs may vary depending on the university (public or private), country, course specialisation, and other factors. It is always best to check with the university for the most accurate and updated fee structure.

Student Visa and ​​Application Fees

To study in Germany, you need a visa. Here are some ​​costs of studying in Germany for Indian students that you need to know:

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    Student Visa Fee: €75 (approximately ₹6,800)

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    APS Certificate: ₹18,000

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    Blocked Account: €11,904 per year (proof of financial resources)

Source: https://www.germany-visa.org/#google_vignette

Cost of Living in Germany

Here are the average monthly​​ living costs in Germany:

1. Accommodation Costs:

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    Student Dormitories: ~€266.83/month – affordable and widely chosen.

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    Shared Apartments (WGs): Range from €300 to €650/month.

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    Private Apartments: €828/month on average; can go up to €1,500 in city centres 

2. Food & Groceries:

Students typically spend €198/month.​

3. Student Cafeterias (Mensas):

Budget-friendly meals cost just €3–€4 and offer varied menus, including vegetarian options. ​

4. Transportation:

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    One-way ticket: ~€3

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    Monthly pass: €49 (Deutschland-Ticket)

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    Most students get a semester ticket via university fees, valid for local transport.

5. Health Insurance:

Public health insurance costs around €142/month, depending on the provider and individual circumstances. ​

On average, international students in Germany spend around €842/month, though the recommended amount is €992/month to cover all essentials. Many students opt for an education loan for Germany to manage their finances more comfortably.

Source: Source: https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/

Budgeting Tips to Manage Expenses in Germany

Save more and spend smart! Here's how:

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    Cook your own food instead of eating out

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    Get a student travel card to save on transport

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    Live in student dorms or share an apartment

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    Apply for part-time jobs (students can work up to 20 hours/week)

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    Use discount cards for students

Total Cost of Studying in Germany from India

Here’s a quick look at the total cost to study in Germany from India:

Expense TypeCost in INR (₹)
Visa Living Requirement₹11,21,770/year
Living Expenses₹93,880/month
Public University Fees₹9,415 – ₹32,950
Private University Fees₹4.7 lakh – ₹18.8 lakh
Housing₹38,600/month
Food & Groceries₹18,640/month
Public Transport Pass₹4,615/month
Health Insurance₹13,370/month
Study Materials₹2,920/month

Total Cost of Study in Germany for Indian Students: Around ₹10 – ₹20 lakhs for one year (on average)

Source: https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/

Note: Students planning to pursue higher education abroad should thoroughly review the international student policies of their chosen country. Understanding the visa requirements, work regulations, and post-study opportunities will help them make informed decisions.

Note: Currency conversion is based on the April 2025 rate of 1 EUR = ₹90.50. These are average estimates. Please research thoroughly or consult experts before making any decisions.

FAQs on ​​Cost of Studying in Germany

The average ​​cost of studying in Germany is around €10,000–€14,000 per year, including living expenses, health insurance, and semester fees. Public universities usually don’t charge tuition fees.

Germany is budget-friendly. Living costs are about ​​₹10–₹20 lakhs yearly, depending on the city and lifestyle.

Key factors include tuition fees (if any), rent, food, travel, health insurance, part-time job options, and city of residence.

Cities like Munich, Frankfurt, Hamburg, and Stuttgart are more expensive. They have higher rent and daily expenses compared to smaller cities like Leipzig, Aachen, or Dresden.

You can choose from student dormitories, shared apartments, private flats, or homestays.

Yes. Consider visa fees, APS certificate, blocked account, semester fees, health insurance, travel tickets, study materials, and personal expenses like clothes, mobile data, or weekend trips.

I​nternational students can work up to 120 full or 240 half days a year. Part-time jobs help manage expenses and give real-world experience during your studies.

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