Cost of Studying in the Germany :
Tuition & Living Expenses

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Germany is a centre of high-quality education and strongly emphasises research and innovation. But before packing your bags, it’s important to understand the cost of studying in Germany. From tuition fees to living expenses, knowing how much you'll need helps you plan better. On average, it takes around​ ₹18–30 lakhs per year to study in Germany, depending on your course, lifestyle, and city of residence.

Why do Indian Students Prefer Studying in Germany?

  • Germany is great in technology and business: It’s one of the richest and most advanced countries in Europe, offering many opportunities to excel.
  • Schools, labs, and companies work as a team: In Germany, colleges, research labs, and companies collaborate closely, giving students practical knowledge and real-world job experience.
  • German universities are world-class: German colleges are globally recognised for their quality education, opening doors to career opportunities worldwide.
  • Research gets strong support: SGermany provides funding and tools to help you explore and grow.
  • You can study in English and get a degree: Many programmes are in English, and your degree is known and respected worldwide.
  • Low tuition and affordable living costs: With low or even free tuition at public colleges and a highly manageable cost of living, including food and rent, studying in Germany can be surprisingly affordable.

Tuition Fees in Germany for Students

University/SchoolLocationProgrammeFees (EUR)Approx. Fees (INR)
WHU – Otto Beisheim School of ManagementDüsseldorf, North Rhine-WestphaliaBachelor's€9,100 per semester₹10,02,092 per semester
Master's€33,000–40,400₹36,33,960–₹44,48,848
MBA€49,500₹54,50,940
Doctoral (External)€1,000 admission fee + €3,000 per semester₹1,10,120 admission fee + ₹3,30,360 per semester
Frankfurt School of Finance & ManagementFrankfurt, HesseBachelor's€3,850–8,200 per semester₹4,23,962–₹9,03,984 per semester
Master's€21,500–42,000₹23,67,580–₹46,25,040
MBA€42,000–43,000₹46,25,040–₹47,35,160
DoctoralTuition fee waived₹0
Gisma University of Applied SciencesPotsdam, Brandenburg & BerlinBachelor's€13,125 per year₹14,45,325 per year
Master's€15,500–24,400 (total)₹17,06,860–₹26,86,928
Global MBA€22,500₹24,77,700
ESMT BerlinBerlinMaster's€36,000₹39,64,320
MBA€28,000–64,800₹30,83,360–₹71,35,776
DoctoralNo tuition fee₹0
University of Europe for Applied SciencesBerlin, Potsdam, Hamburg & IserlohnBachelor's€12,700 per year₹13,98,524 per year
Master's€13,600–24,000₹14,97,632–₹26,42,880
MBA (EU Applicants)€14,100–19,350₹15,52,692–₹21,30,822

Disclaimer: All EUR to INR conversions are based on an exchange rate of 1 EUR = ₹110.12 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/#cost-of-german-student-visa-and-residence-permit

Student Visa and Application Fees

ExpenseCost (EUR)Approx. Cost (INR)
Student Visa Fee€75₹8,259
Blocked Account (Proof of Financial Resources)€11,904 per year₹13,10,868 per year

Disclaimer: All EUR to INR conversions are based on an exchange rate of 1 EUR = ₹110.12 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.germany-visa.org/student-visa/student-visa-visum-zu-studienzwecken/

Cost of Living in Germany

ExpenseMonthly Cost (EUR)Approx. Monthly Cost (INR)
Accommodation€410₹45,149
Food & Groceries€198₹21,804
Public Transportation€63₹6,937
Health Insurance€142₹15,637
Study Materials€31₹3,414
Other Miscellaneous Expenses€144₹15,857
Estimated Monthly Living Cost€992₹1,09,239

Source: https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/

Disclaimer: All EUR to INR conversions are based on an exchange rate of 1 EUR = ₹110.12 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Budgeting Tips to Manage Expenses in Germany

  • Cook your own food instead of eating out
  • Get a student travel card to save on transport
  • Live in student dorms or share an apartment
  • Apply for part-time jobs (students can work up to 20 hours/week)
  • Use discount cards for students

Total Cost of Studying in Germany from India

Expense CategoryEstimated Cost (INR)
Tuition Fees (Public Universities) *₹22,024–₹88,096 per year (semester fees)
OR Tuition Fees (Private Universities)₹5,50,600–₹22,02,400 per year
Living Expenses₹13,10,868 per year
Student Visa Fee₹8,259
Blocked Account Requirement**₹13,10,868
Estimated First-Year Cost (Public University)₹13,41,151–₹14,07,223
Estimated First-Year Cost (Private University)₹18,69,727–₹35,21,527

Source : https://www.studying-in-germany.org/what-does-it-cost-to-study-in-germany/

FAQs on ​​Cost of Studying in Germany

The average ​​cost of studying in Germany is around €10,000–€14,000 per year, including living expenses, health insurance, and semester fees. Public universities usually don’t charge tuition fees.

Germany is budget-friendly. Living costs are about ​₹10–₹20 lakhs yearly, depending on the city and lifestyle.

Key factors include tuition fees (if any), rent, food, travel, health insurance, part-time job options, and city of residence.

Cities like Munich, Frankfurt, Hamburg, and Stuttgart are more expensive. They have higher rent and daily expenses compared to smaller cities like Leipzig, Aachen, or Dresden.

You can choose from student dormitories, shared apartments, private flats, or homestays.

Yes. Consider visa fees, APS certificate, blocked account, semester fees, health insurance, travel tickets, study materials, and personal expenses like clothes, mobile data, or weekend trips.

I​nternational students can work up to 120 full or 240 half days a year. Part-time jobs help manage expenses and give real-world experience during your studies.

Yes, health insurance is generally mandatory for international students studying in Germany. Students are required to provide valid health insurance proof while applying for a student visa, university enrolment, or residence permit, subject to the applicable regulations and university requirements.

The total cost of studying in Germany depends on the university, city, course, and living expenses. Students who require additional financial support may consider education loans to help manage tuition fees and living costs.

Many public universities in Germany charge low or no tuition fees for certain programmes, but students are still required to cover living expenses, semester contributions, health insurance, and other costs.

Job opportunities for 12th-pass candidates in Germany may depend on their qualifications, language proficiency, visa eligibility, and the type of work they applied for. Some vocational training and entry-level opportunities may be available.

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