Study in the UAE for Indian Students
Flexible Repayment Options
Up to 100% Finance
Tax Benefits Under Section 129*
0% TCS** on Remittances AbroadFlexible Repayment Options*T&C Apply. Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
T&C Apply. Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
The United Arab Emirates (UAE) is a popular study destination for Indian and international students, offering high-quality universities, modern infrastructure, and a globally recognised degree. The UAE provides excellent academic and career opportunities, along with access to internships and part-time work as per university guidelines. Although the cost of studying in the UAE varies by institution, course, and city, students can manage expenses through an education loan to study in the UAE, making higher education more accessible across fields such as business, engineering, hospitality, aviation, design, and health sciences.
Reasons to Study in the UAE
- Access to world-class universities and diverse programmes in fields like business, engineering, IT, and health sciences.
- Strategic location & cultural diversity connect with global industries and multicultural peers.
- High safety and security with low crime rates and a stable environment for international students.
- Simplified student visa process is often supported by universities, making transition easier.
- Quality education at comparatively affordable costs versus Western countries.
Popular Student Cities in the UAE
| City | Highlights |
|---|---|
| Dubai | Major education hub with international university campuses and strong industry exposure |
| Abu Dhabi | Capital city known for research-driven universities and academic excellence |
| Sharjah | More affordable living costs with reputable academic institutions |
| Ajman | Emerging education hub with diverse undergraduate programmes |
| Ras Al Khaimah | Growing student city with quality institutions and lower living expenses |
Know How to Fund Your
Studies in the UAE
Universities and Colleges in the UAE
| University / College | Key Highlight |
|---|---|
| United Arab Emirates University | Known for its research-focused programmes and wide range of engineering and science courses |
| Zayed University | Offers industry-oriented programmes with a focus on innovation, business, and media studies |
| American University of Sharjah | Features an international-style curriculum and a multicultural student environment |
| Amity University Dubai | Popular among international students for practical learning and modern campus infrastructure |
| University of Sharjah | Offers programmes across healthcare, engineering, business, and humanities disciplines |
Education System in the UAE
- Higher education includes Bachelor’s, Master’s and PhD degrees, often taught in English.
- Universities follow credit-based frameworks similar to global standards, with semesters.
- Both public and private institutions exist; public ones may be more affordable.
- The focus is on practical learning and industry connections (internships, research).
- The academic year typically runs from September to June, with fall and spring intakes.
Courses to Study in the UAE
| Course / Field | Typical Programme |
|---|---|
| Business & Management | BBA, MBA |
| Engineering | BEng, MEng |
| Computer Science & IT | BSc/MSc Computer Science |
| Architecture & Design | BArch / MArch |
| Health Sciences | Nursing, Public Health |
| Hospitality & Tourism | BHM / MSc |
| Aviation & Logistics | Aviation Management |
| Finance & Accounting | BCom, MSc Finance |
Admission Requirements to Study in UAE Universities
- Completed application form from the chosen university.
- Academic transcripts/certificates (10+2 for UG, degree for PG).
- English proficiency scores (IELTS/TOEFL) where required.
- Passport copy and recent passport size photos.
- Statement of Purpose (SOP) and recommendation letters.
- Proof of financial ability to support tuition & living costs.
UAE Visa Requirements
| Requirement | Description |
|---|---|
| Valid Passport | Minimum 6 months validity needed. |
| Admission Letter | From a recognised UAE institution. |
| Photos | Recent passport-size photos. |
| Proof of Funds | Bank statement or sponsorship. |
| Health Insurance | Required for residency. |
| Medical Fitness | Health check required by UAE authorities. |
Cost of Studying in the UAE
| Category | Cost Range (AED) | Cost Range (INR) |
|---|---|---|
| Undergraduate Tuition (Yearly) | AED 40,000 – 80,000 | ₹9,37,600 – ₹18,75,200 |
| Postgraduate Tuition (Yearly) | AED 50,000 – 100,000 | ₹11,72,000 – ₹23,44,000 |
| Student Visa (One-time) | AED 5,500 – 6,500 | ₹1,28,920 – ₹1,52,360 |
| Living Expenses (Monthly) | AED 2,795 – 5,590 | ₹65,490 – ₹1,30,870 |
| Accommodation (Monthly Rent) | AED 3,140 – 8,600 | ₹73,590 – ₹2,01,580 |
| Utilities (Monthly) | AED 645 – 989 | ₹15,110 – ₹23,160 |
| Food (Monthly) | AED 795 – 1,290 | ₹18,630 – ₹30,240 |
| Transport (Monthly) | AED 236 | ₹5,530 |
| Medical Insurance (Monthly) | AED 430 | ₹10,090 |
Note: Students planning to pursue higher education abroad should carefully review international student policies of their chosen country, including visa requirements, work regulations, and post-study opportunities, to make informed decisions.
Disclaimer: Currency conversion is indicative and calculated at 1 AED = ₹23.44, based on average exchange rates as of January 2026. Actual costs may vary depending on institution, city, lifestyle, and exchange rate fluctuations.
Why Avail Credila’s Education Loan to Study in UAE?
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Up to 100% financing of tuition and living expenses.
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Student loans with customised interest rates.
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Pan-India network of branches
Enjoy multi-city co-borrower(s) and collateral flexibility.
The benefit of tax saving
Added tax deductions* that bring down your cost of financing
Flexible payment plans
Repayment tenure of up to 15 years.
No hidden charges
What you see is what you pay.
Disclaimer: Deduction under Section 129 of the Income Tax Act, 2025 (erstwhile Section 80E of the Income Tax Act, 1961) is available only under the old tax regime and shall not be applicable if the taxpayer opts for the new tax regime. Customers are advised to consult their tax advisors for applicability.
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