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Cost of Studying in the Philippines:
Tuition & Living Expenses

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Studying in the Philippines offers Indian students a remarkable combination of quality education, English-medium instruction, and highly affordable costs. Tuition fees generally range from ₹28,000 to ₹3,92,000 per year for undergraduate programmes, while living expenses may cost around ₹2,26,800 to ₹5,25,840 annually, including accommodation, food, and other essentials. To manage these expenses, students can consider an education loan to study abroad.

Why do Indian Students Choose to Study in the Philippines?

  • The Philippines offers globally recognised education, especially in fields like MBBS, engineering, and business.
  • As an English-speaking country, it provides a smooth academic and cultural transition for Indian students.
  • Affordable tuition fees and low living costs make it one of the most budget-friendly overseas study destinations.
  • Home to universities such as the University of the Philippines, Ateneo de Manila, and De La Salle University, known for excellent academics and research.
  • The country's student-friendly environment and warm local hospitality make international students feel welcome.

Tuition Fees in the Philippines

Tuition fees vary depending on the university, course, and location. Here are the estimated costs of tuition fees in the Philippines:

ParticularsCost in EUR (Per Year)Approx. Cost in INR (Per Year)
Tuition Fees (Average Range)€500 – €2,000₹55,175 – ₹2,20,700

Disclaimer: Currency conversions are approximate and based on exchange rates as of April 2026 (1 Euro = ₹110.35). Actual costs may vary due to exchange rate fluctuations and university-specific fee structures.

Source : https://www.mastersportal.com/countries/130/philippines.html

Student Visa Fees for the Philippines

Service TypeFee (INR)
Student Visa (9F)₹24,000

Source : https://newdelhipe.dfa.gov.ph/index.php/fees

Note: Visa and application fees for the Philippines may vary based on nationality, visa type, and processing mode (walk-in or e-visa). Students are advised to check the official Embassy of the Philippines website for the latest and most accurate fee updates.

Cost of Living in the Philippines

Expense CategoryCost in EURApprox. Cost in INR
Monthly Living Costs€650 – €1,000₹71,728 – ₹1,10,350
Rent (Per Month)€160 – €600₹17,656 – ₹66,210
Utilities (Per Month)€140 – €170₹15,449 – ₹18,760
Monthly Transportation Pass€8 – €10₹883 – ₹1,104
Three-Course Meal for Two€16₹1,766

Disclaimer: Currency conversions are approximate and based on exchange rates as of April 2026 (1 Euro = ₹110.35). Actual costs may vary depending on location, lifestyle, and exchange rate fluctuations.

Source : https://www.mastersportal.com/countries/130/philippines.html

Budgeting Tips to Manage Expenses in the Philippines

  • Eat Like a Local: Street food and carinderias (local eateries) offer delicious meals at half the price of restaurants.
  • Share Accommodation: Splitting rent with roommates can drastically cut down living costs.
  • Buy Groceries in Wet Markets: Fresh fruits, veggies, and meat are cheaper than in supermarkets.
  • Use Student Discounts: Museums, transport, and food joints, always ask for the student rate!
  • Cook More, Eat Out Less: Two dinners out = one week of groceries. Your budget wins!
  • Track Your Daily Spending: A simple notes app or budget tracker helps prevent overspending.
  • Avoid Expensive Malls for Essentials: Try local stores or thrift shops for affordable deals.
  • Limit Monthly Subscriptions: Stick to only what you really use; unsubscribe from the rest.
  • Plan Weekend Trips Wisely: Travel in groups and book early to save cost.

Total Cost of Studying in the Philippines

Expense CategoryCost in EURApprox. Cost in INR
Tuition Fees (Per Year)€500 – €2,000 ₹55,175 – ₹2,20,700
Living Costs (Per Month)€650 – €1,000₹71,728 – ₹1,10,350
Rent (Per Month)€160 – €600 ₹17,656 – ₹66,210
Utilities (Per Month)€140 – €170₹15,449 – ₹18,760
Monthly Transportation Pass€8 – €10₹883 – ₹1,104
Student Visa (9F) Fee€217 (approx.) ₹24,000

Disclaimer: Currency conversions are approximate and based on exchange rates as of April 2026 (1 Euro = ₹110.35). Actual costs may vary depending on location, lifestyle, and exchange rate fluctuations.

Source : https://www.mastersportal.com/countries/130/philippines.html

FAQs on the Cost of Studying in the Philippines

The cost of studying in the Philippines usually ranges from ₹2,00,000–₹6,00,000 per year, depending on the course, university, and location.

Yes, students can apply for an education loan for overseas studies that includes programmes offered by universities in the Philippines.

An <a href='/'>education loan</a> generally covers tuition fees, living expenses, travel costs, exam fees, books, and other study-related expenses.

Yes, students pursuing MBBS or other medical courses can apply for an <a href='/study-abroad/education-loan-for-philippines'>education loan to study in the Philippines</a>​

Common requirements include academic records, admission proof, identity documents, address proof, and financial details of the student and co-applicant.

Yes, most education loans include coverage for accommodation, travel, and other essential study-related costs.

Requirements depend on the course and university. Many institutions may ask for an admission test, interview, or academic screening.

Affordable fees, English-based curriculum, cultural familiarity, and globally recognised programmes make the Philippines a popular choice among Indian students.

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Disclaimer: *T&C apply. The education loan facility provided by Credila Financial Services Limited ('The Company/Credila')
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