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Cost of Studying in the Philippines:
Tuition & Living Expenses

Apply for an Education Loan

The Philippines offers Indian students the opportunity to pursue higher education in an English-medium learning environment. Before planning your studies, it is important to understand the cost of studying in the Philippines, including tuition fees and living expenses, which may vary depending on the university, course, and city. Exploring funding options, including an education loan to study abroad, can also help you plan your finances in advance.

Why do Indian Students Choose to Study in the Philippines?

  • The Philippines offers globally recognised education, especially in fields like MBBS, engineering, and business.
  • As an English-speaking country, it provides a smooth academic and cultural transition for Indian students.
  • Affordable tuition fees and low living costs make it one of the most budget-friendly overseas study destinations.
  • Home to universities such as the University of the Philippines, Ateneo de Manila, and De La Salle University, known for excellent academics and research.
  • The country's student-friendly environment and warm local hospitality make international students feel welcome.

Tuition Fees in the Philippines

Tuition fees vary depending on the university, course, and location. Here are the estimated costs of tuition fees in the Philippines:

ParticularsCost in PHP (Per Year)Approx. Cost in INR (Per Year)
Tuition Fees (Average Range)PHP 35,714 – PHP 1,42,857₹55,300 – ₹2,21,400

Disclaimer: All PHP to INR conversions are based on an exchange rate of 1 PHP = ₹1.55 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source : https://www.mastersportal.com/countries/130/philippines.html

Student Visa Fees for the Philippines

Service TypeFee (INR)
Student Visa (9F)₹24,000

Source : https://newdelhipe.dfa.gov.ph/index.php/fees

Note: Visa and application fees for the Philippines may vary based on nationality, visa type, and processing mode (walk-in or e-visa). Students are advised to check the official Embassy of the Philippines website for the latest and most accurate fee updates.

Cost of Living in the Philippines

Expense CategoryCost in PHPApprox. Cost in INR
Monthly Living CostsPHP 46,429 – PHP 71,429/month₹71,900 – ₹1,10,700/month
RentPHP 11,429 – PHP 42,857/month₹17,700 – ₹66,400/month
UtilitiesPHP 10,000 – PHP 12,143/month₹15,500 – ₹18,800/month
Monthly Transportation PassPHP 571 – PHP 714/month₹885 – ₹1,107/month
Three-Course Meal for TwoPHP 1,143₹1,771

Disclaimer: All PHP to INR conversions are based on an exchange rate of 1 PHP = ₹1.55 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.mastersportal.com/countries/130/philippines.html

Budgeting Tips to Manage Expenses in the Philippines

  • Eat Like a Local: Street food and carinderias (local eateries) offer delicious meals at half the price of restaurants.
  • Share Accommodation: Splitting rent with roommates can drastically cut down living costs.
  • Buy Groceries in Wet Markets: Fresh fruits, veggies, and meat are cheaper than in supermarkets.
  • Use Student Discounts: Museums, transport, and food joints, always ask for the student rate!
  • Cook More, Eat Out Less: Two dinners out = one week of groceries. Your budget wins!
  • Track Your Daily Spending: A simple notes app or budget tracker helps prevent overspending.
  • Avoid Expensive Malls for Essentials: Try local stores or thrift shops for affordable deals.
  • Limit Monthly Subscriptions: Stick to only what you really use; unsubscribe from the rest.
  • Plan Weekend Trips Wisely: Travel in groups and book early to save cost.

Total Cost of Studying in the Philippines

Expense CategoryCost in PHPApprox. Cost in INR
Tuition Fees (Per Year)PHP 35,714 – PHP 1,42,857₹55,300 – ₹2,21,400
Monthly Living CostsPHP 46,429 – PHP 71,429₹71,900 – ₹1,10,700
RentPHP 11,429 – PHP 42,857₹17,700 – ₹66,400
UtilitiesPHP 10,000 – PHP 12,143₹15,500 – ₹18,800
Monthly Transportation PassPHP 571 – PHP 714₹885 – ₹1,107
Student Visa (9F) FeePHP 15,484₹24,000

Disclaimer: All PHP to INR conversions are based on an exchange rate of 1 PHP = ₹1.55 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

FAQs on the Cost of Studying in the Philippines

The cost of studying in the Philippines usually ranges from ₹2,00,000–₹6,00,000 per year, depending on the course, university, and location.

Yes, students can apply for an education loan for overseas studies that includes programmes offered by universities in the Philippines.

An <a href='/'>education loan</a> generally covers tuition fees, living expenses, travel costs, exam fees, books, and other study-related expenses.

Yes, students pursuing MBBS or other medical courses can apply for an <a href='/study-abroad/education-loan-for-philippines'>education loan to study in the Philippines</a>​

Common requirements include academic records, admission proof, identity documents, address proof, and financial details of the student and co-applicant.

Yes, most education loans include coverage for accommodation, travel, and other essential study-related costs.

Requirements depend on the course and university. Many institutions may ask for an admission test, interview, or academic screening.

Affordable fees, English-based curriculum, cultural familiarity, and globally recognised programmes make the Philippines a popular choice among Indian students.

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Disclaimer: *T&C apply. The education loan facility provided by Credila Financial Services Limited ('The Company/Credila')
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