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Cost of Studying in Singapore:
Tuition & Living Expenses

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Singapore offers Indian students access to internationally recognised universities and a multicultural learning environment. Before planning your studies, it is important to understand the cost of studying in Singapore, including tuition fees and living expenses, which may vary depending on the university, course, and lifestyle. Understanding these expenses in advance can help you plan your finances and explore funding options, including an education loan for Singapore.

Why do Indian Students Prefer Studying in Singapore?

  • Globally Ranked Universities: Singapore is a global education hub with top-ranked universities, especially known for Business and Management courses.
  • English is Widely Spoken: English is the main language used in education and daily life, making it easy for international students to adapt.
  • Strong Economy & High Salaries: Singapore offers excellent job prospects and a high standard of living, with competitive salaries post-graduation.
  • Plenty to Explore: From Gardens by the Bay to Sentosa Island, the city is full of cultural, dining, and entertainment options for students.

Tuition Fees in Singapore

Programme TypeField of StudyTuition Fees (SGD/year)Approx. Cost (INR/year)
Bachelor's DegreeGeneral Undergraduate ProgrammesSGD 17,750–24,300₹13,25,570–₹18,14,724
Bachelor's DegreeMedicine, Dentistry & MusicSGD 75,700–99,450₹56,53,276–₹74,26,926
Master's DegreeGeneral Postgraduate ProgrammesSGD 22,200–40,800₹16,57,896–₹30,47,944
Master's DegreeDentistry (Postgraduate)SGD 59,600₹44,51,728

Disclaimer:All SGD to INR conversions are based on an exchange rate of 1 SGD = ₹74.68 as of July 2026. Exchange rates fluctuate over time, so please check the latest rates before making any financial decisions.

Source: https://www.mastersportal.com/countries/133/singapore.html

Note: Tuition costs may vary depending on the university (public or private), country, course specialisation, and other factors. It is always best to check with the university for the most accurate and updated fee structure.

Student Visa and Application Fees

Type of FeeAmount (SGD)Approx. INR (₹)Details
Visa Processing FeeSGD 30₹2,240Non-refundable; paid during online application via SOLAR

Source: https://www.ica.gov.sg/enter-transit-depart/entering-singapore/visa_requirements/visa-detail-page/india

Note: The fee is payable online using a Visa or MasterCard credit/debit card.

Budgeting Tips to Manage Expenses in Singapore

  • Pick Affordable Housing: Stay in university hostels or shared flats. On-campus housing often includes utilities and is more budget-friendly.
  • Eat Smart: Cook meals at home or eat at hawker centres. University cafeterias usually have affordable options too.
  • Use Public Transport: Get an EZ-Link card or student travel pass to save on MRT and bus fares.
  • Shop Wisely: Buy groceries in bulk from budget supermarkets and use your student ID for discounts.
  • Use Free Resources: Borrow books from libraries, attend free university events, and buy second-hand study materials.
  • Track Your Spending: Use budgeting apps to manage daily expenses and stick to your monthly budget.
  • Apply for Aid or Part-Time Jobs: Apply for scholarships, tuition grants, or part-time work (up to 16 hours/week during term).

FAQs on the Cost of Studying in Singapore

Indian students typically spend between ₹18 lakh and ₹50 lakh per year, depending on the course, university, and lifestyle. Medicine and Dentistry courses cost the most.

Yes, studying in Singapore can be expensive due to high tuition and living costs. However, subsidies, scholarships, and part-time work options can help ease the burden.

Key factors include course type, university (public or private), housing choice, lifestyle, and availability of scholarships or grants.

Singapore is a city-state, so costs mainly vary by neighbourhood; areas like Orchard, Marina Bay, and CBD are more expensive than student zones like Clementi or Jurong. ​

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